Setting Up Direct Deposit With Chase: A Simple Guide

Managing your money efficiently is easier with direct deposit. Setting up direct deposit with Chase Bank allows your paycheck, government benefits, or tax refunds to be deposited directly into your account, eliminating the need to wait for checks or visit the bank. Here’s a step-by-step guide to getting set up.

Understanding Direct Deposit

Direct deposit simplifies your finances by automating the process of receiving payments. It saves time and reduces the risk of lost or delayed checks. This is especially beneficial for those who receive regular payments like salaries or government benefits.

4 Steps to Setting Up Direct Deposit

Getting started with Chase direct deposit is straightforward. You’ll need your account and routing numbers, along with a direct deposit form.

1. Gather Your Chase Account and Routing Numbers

   You’ll need both your Chase account number and routing number. These can be found on your checks or by logging into your online account. The routing number identifies Chase, while your account number is unique to your account.
   2. Complete a Chase Bank Direct Deposit Form

   Chase provides a direct deposit form accessible in three ways:

   • In Person: Request a form from a teller at a Chase Bank branch.
   • Online: Log in to your account on the Chase website and navigate to “Account Services” then “Set up direct deposit form.”
   • Mobile App: Log in to your Chase app and follow the prompts to access and set up your direct deposit form.
   • Submit the Form to Your Employer or Payment Provider

   Give the completed form to your employer’s human resources or payroll department. Ensure the form is accurate, as any errors can cause delays.
   4. Confirm Setup With Chase Bank or Your Employer

   Ask your employer when to expect the first direct deposit. Monitor your account to confirm the deposit arrives as expected.

Getting a Voided Check or Direct Deposit Form

Some employers may require a voided check or a direct deposit form to set up direct deposit.

• Voided Check: Write “VOID” across a check using permanent ink and do not sign it.
• Direct Deposit Form: Often accepted instead of a voided check, and can be obtained from Chase Bank, online, or via the Chase mobile app.

Chase Bank Address for Direct Deposit (If Required)

Typically, you do not need to mail the form directly to Chase Bank. However, if your employer requires a bank address for their system, use:

Chase Bank

P.O. Box 6185

Westerville, OH 43086

When Will Your Direct Deposit Hit Your Account?

Direct deposits typically post on the morning of the scheduled payment date and are usually available at the start of the business day. While Chase doesn’t guarantee specific times, this is a general expectation. Keep in mind that holidays or weekends may cause a slight delay.

Troubleshooting Issues with Direct Deposits

If your direct deposit doesn’t appear as expected, consider these possibilities:

• New Account: It may take one or two pay cycles for the first direct deposit to process.
• Non-Business Day: Deposits may be delayed if the payment date falls on a weekend or holiday.
• Employer Error: Double-check that your direct deposit information with your employer is accurate.

Setting up direct deposit with Chase simplifies your finances, allowing you to easily track and manage your income.

For questions or concerns, contact Chase customer service at 1-800-935-9935. Setting up direct deposit with Chase makes managing your money faster and easier — no waiting for checks or standing in line.

Direct deposit streamlines payments and improves financial organization. Once set up, you can track it anytime in your Chase account online or through the Chase mobile app