The term “unlimited” in cell phone plans is often misleading. Despite claims of limitless data, most plans come with hidden restrictions, including speed throttling and data caps. Fortunately, the major carriers—T-Mobile, AT&T, and Verizon—have largely removed throttling from their highest-tier plans and now include 5G access across all unlimited options. However, significant differences remain in pricing, features, and overall value. This guide breaks down the key aspects of each carrier’s offerings to help you find the best fit for your needs.
The Reality of “Unlimited” Data
For years, “unlimited” plans weren’t truly unlimited. Carriers routinely slowed data speeds (throttling) after users exceeded a certain data threshold or during periods of network congestion. This practice continues on lower-tier plans, limiting speeds even with so-called “unlimited” data. The highest tiers now offer true unlimited 5G, but the devil is in the details.
T-Mobile: The Leader in 5G Performance
T-Mobile’s Experience More and Beyond plans currently offer the best combination of speed, coverage, and perks. According to independent analysis from OpenSignal and Ookla, T-Mobile leads in 5G coverage and download speeds.
Here’s a breakdown of T-Mobile’s tiers:
- Essentials: $60/month for one line (autopay). Offers premium data up to 50 GB before throttling, but video streaming is limited to 480p.
- Experience More: $85/month for one line. Provides true unlimited 5G data, in-flight WiFi, 60GB of mobile hotspot, and access to streaming services (Netflix, Apple TV).
- Experience Beyond: $100/month for one line. Offers unlimited high-speed mobile hotspot, expanded international data, and annual phone upgrades. Notably includes access to Starlink satellite data for emergency situations.
Why it matters: T-Mobile’s dominance in 5G means faster speeds and more reliable connectivity, especially important for streaming, gaming, and remote work. The Beyond plan’s satellite access is a unique feature for those who travel or live in areas with limited coverage.
Verizon: Best for Gaming and Coverage
Verizon’s Unlimited Ultimate plan stands out for its strong gaming performance and broad coverage, though it lags behind T-Mobile in speed. Verizon’s approach is modular, allowing users to strip down plans for lower costs.
Verizon’s tiers:
- Unlimited Welcome: $55/month. Offers limited perks and may throttle data during congestion.
- Unlimited Plus: $70/month. Provides better data speeds and some perks, but still susceptible to throttling.
- Unlimited Ultimate: $80/month. The premium tier offers truly unlimited 5G data, 4K streaming, and a generous mobile hotspot allowance.
Why it matters: Verizon’s gaming partnerships and extensive 4G LTE coverage make it a solid choice for those who prioritize reliability and gaming performance. The ability to lock in prices for three years is an attractive benefit.
AT&T: The Rural Coverage King
AT&T’s Unlimited Premium plan excels in areas where T-Mobile and Verizon have weaker coverage, particularly in sparsely populated regions. While it doesn’t match T-Mobile’s 5G speeds, it offers a reliable alternative for those who live or travel in rural areas.
AT&T tiers:
- Unlimited Starter: $66/month. Prone to throttling during congestion, with limited perks.
- Unlimited Extra: $76/month. Offers better data allowances but throttles after 75 GB.
- Unlimited Premium: $86/month. The top tier provides true unlimited data, 4K streaming, and a 60 GB mobile hotspot.
Why it matters: AT&T’s strength in rural coverage ensures consistent service where other carriers may struggle. Military and first responder discounts make it an even more compelling option for those groups.
Unlocking Your Phone: A Crucial Step
If you bought your phone through a carrier, it may be locked to their network until paid off. Carriers are legally obligated to unlock devices upon request, though delays can occur. Check compatibility using tools like WillMyPhoneWork.net to ensure seamless switching.
Conclusion:
Choosing the best unlimited phone plan depends on your individual priorities. T-Mobile leads in 5G performance, Verizon offers the best gaming experience, and AT&T excels in rural coverage. Each carrier’s premium tiers deliver true unlimited data, but lower tiers still carry restrictions. Carefully consider your usage patterns, location, and budget to make the right decision.
